Insurance Information
We work with most major insurance providers to maximize your benefits
Insurance Plans We Accept
In-network with most major providers
Don’t see your insurance provider listed? Contact us! We work with many insurance companies and can help you understand your benefits.
We Handle the Details
Our insurance coordinator makes the process easy for you
Benefits Verification
We’ll verify your orthodontic coverage and explain your benefits in detail before you begin treatment.
Claims Processing
We handle all insurance paperwork and submit claims directly to your insurance company.
Maximize Your Benefits
Our team will help you get the most out of your insurance coverage to minimize out-of-pocket costs.
Understanding Your Orthodontic Coverage
Common questions about orthodontic insurance
What is orthodontic coverage?
Orthodontic coverage is a separate benefit from regular dental insurance. Most plans offer a lifetime maximum benefit (typically $1,000-$3,000) that can be applied toward braces or other orthodontic treatment. This benefit is usually available once per lifetime, though some plans may offer it once per child.
How much will my insurance cover?
Coverage varies by plan, but most insurance companies cover 25-50% of orthodontic treatment costs up to a lifetime maximum. We’ll verify your specific benefits and provide you with a detailed breakdown of your coverage and out-of-pocket costs during your consultation.
When does insurance pay?
Most insurance companies pay in monthly installments over the course of treatment rather than in one lump sum. We coordinate with your insurance company to ensure timely payments and will apply these benefits to reduce your monthly payment obligation.
What if I don't have orthodontic coverage?
No problem! We offer flexible payment plans and financing options to make treatment affordable for everyone, regardless of insurance coverage. During your consultation, we’ll discuss all available options and create a plan that works for your budget.
Can I use my FSA or HSA?
Yes! Orthodontic treatment is an eligible expense for both Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). Using these pre-tax dollars can provide significant savings. We can provide the documentation you need for reimbursement.
What information do I need to provide?
Please bring your insurance card to your first appointment. We’ll need your policy number, group number, and the name of the policyholder. If you’re unsure about your orthodontic coverage, we can call your insurance company on your behalf to verify your benefits.
Questions About Your Insurance?
Our insurance coordinator is here to help you understand your benefits and maximize your coverage